Welcome To Seneca Federal Savings

Always had it...Intend on Keeping it! This account is FDIC Insured, NO Balance Requirement. No monthly minimum balance service charge. Line of Credit available with Free Checking upon approval. This is a non-interest bearing account.

Seneca Federal Savings was founded in 1928 with one part-time employee in a second floor rented office in Baldwinsville... Seneca's long history and growth is here... Now serving with pride Liverpool and North Syracuse too.

Today we continue to personally serve the financial needs of all of our customers throughout Central New York. At Seneca we believe and know that our most important asset is you! Seneca Federal Savings...Part of Your Life Since 1928.

Visit Money Matters for Students
Meet "Dollar the Dragon" at Kids Corner

At Seneca Federal Savings Online you can:

• Get your Credit Report in seconds.
• Use over 25 Calculators. Go Figure!
• Use EDIE to answer your FDIC deposit insurance questions.

Please take a moment to sign our Guest Register then browse our website. It represents our commitment to progress and "staying connected" with the communities we serve. Also be sure to add our website to your favorites, because we'll be updating it often to make it more interactive and responsive to your needs.

Main Office
35 Oswego St.
Baldwinsville, NY 13027
(315) 638-0233
Fax: (315)-638-9871

Liverpool Branch
105 2nd St.
Liverpool, NY 13088
(315) 457-1280
Fax: (315)-457-9104

North Syracuse Branch
201 North Main St.
North Syracuse, NY 13212
(315) 458-6543
Fax: (315)- 458-1105

Lobby Hours
Monday - Thursday	8:30 a.m. to 4:00 p.m.
Friday	8:30 a.m. to 6:00 p.m.
Saturday	9:00 a.m. to 12:00 p.m.
Drive-In Hours
Monday - Wednesday	8:30 a.m. to 4:00 p.m.
Thursday - Friday	8:30 a.m. to 6:00 p.m.
Saturday	9:00 a.m. to 12:00 p.m.

EXPIRATION IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

By operation of federal law, beginning January 1, 2013, all of a depositor's accounts at an insured institution, including all non interest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount of $250,000 for each deposit insurance ownership category. Funds deposited in a non interest-bearing transaction account will no longer receive unlimited deposit insurance coverage by the FDIC. For more information about FDIC insurance coverage of deposit accounts, visit the FDIC website at http://www.fdic.gov.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts, and Interest on Lawyers Trust Accounts ("IOLTAs").

For more information about temporary FDIC insurance coverage of transaction accounts, visit: http://www.fdic.gov