Online Banking

Consumer Loans

Rate Policy as of August 19th, 2008

Secured Loans

Maximum Loan is $35,000 (without additional Exec. Committee Approval)

Type	Annual % Rate (APR)	MAX TERM	Down Payment
unsecured*
Max Loan is $3,000	12.00%	36
Auto-New	5.25%	60	20%
Auto-Used
2006 & Newer	5.25%	48	20%
2005 & Older	5.50%	36	30%
Marine-New	7.50%	48	20%
	7.75%	49-60	20%
	8.00%	61-84	20%
Marine-Used	8.00%	60	30%
RV's-New	9.00%	84	20%
RV'S Used &Pull Campers-New	9.25%	60	30%
Snowmobiles, Motorcycles, Rec. Trailers	9.25%	36	30%

Assignment of Savings—Other Institutions 6.75% APR - 36 mos.

SENECA FEDERAL SAVINGS ACCT. LOANS—Acct. Rate plus 3%-Max 8.50% APR

Maximum—90% of account balance

HOME IMPROVEMENT LOANS (INCLUDING SWIMMING POOLS)

(owner-occupied—unsecured and secured, Seneca must hold first,

Or property must be free and clear of all mortgages).

3 YR. FIXED—6.000% APR

4-5 YR. FIXED—6.125% APR

6-15 YR. FIXED—6.250% APR

HUD PROGRAMS 1.00% less

All rates and terms quoted are for 1-2 unit owner occupied

Max Loan Amount $35,000—Secured (Max $5,000 Unsecured)

To figure your monthly payments, click the image below:

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Hours

Lobby:

Mon. - Thurs.

8:30 - 4:00

Fri.

8:30 - 6:00

Sat.

9:00 - 12:00

Drive-In:

Mon. - Wed.

8:30 - 4:00

Thurs. & Fri.

8:30 - 6:00

Sat.

9:00 - 12:00



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