Online Banking

Privacy Policy Notice

Consumers are increasingly concerned about privacy of financial information. At Seneca Federal Savings & Loan Association (Seneca), we are committed to honor your banking relationship with great care, beginning with the information you have chosen to share with us. We believe that your privacy should not be compromised. At the same time, we want to offer you the array of financial products and services you need to accomplish your financial goals. We believe we can do both through the privacy policy outlined below.

At Seneca, we believe the confidentiality and protection of customer information is one of our fundamental responsibilities. While information is critical to providing quality service, we recognize that one of our most important assets is our customers’ trust. We will maintain standards to ensure that your information is private and secure at all times, and we will explain the principles of financial privacy to our customers on a regular basis. We collect nonpublic personal information about you from the following sources:

· Information we receive from you on applications and other forms;

· Information about your transactions with us, our affiliates, or others;

· Information we receive from consumer-reporting agencies.

We collect and retain information about you only for specific business purposes, and we will tell you why we are collecting and retaining it upon your request. We use information:

· To protect and administer your records, accounts and funds;

· To comply with certain laws and regulations;

· To help us design and improve our products and services;

· To understand your financial needs in order to provide you the best quality products and superior service;

· To make credit granting decisions.

· To provide you with non-traditional products, offered by our affiliates, which we believe may be of benefit to you.

Seneca does not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.

We have established procedures to ensure that your financial information is accurate, current and complete. Should you find inaccurate or incomplete information about you in our records, please notify us. We will investigate your concerns and correct any inaccuracies in a timely manner.

At Seneca, employee access to personally identifiable customer information is limited to those with a business reason to know such information. Employees are educated on the importance of these issues. All Seneca employees are responsible for maintaining the confidentiality of customer information. Employees who violate our Privacy Policy will be subject to disciplinary measures.

Seneca is committed to the security of your financial and personal information. We maintain physical, electronic and procedural safeguards that comply with Federal standards, to guard your nonpublic personal information. All of our operational and data processing systems are in a secure environment that protects your account information from being accessed by third parties.